SAMPLE

Quarterly Building Risk Assessment

42 Odea Drive, Unit 1 — St. John's, NL A1A 1A1

Harbour & Hills Property Protection

Inspection Type

Building Risk Assessment

Inspector

Julian Pond

Date Completed

March 15, 2026

Overall Condition

Fair

Items Inspected

Next Inspection

June 15, 2026

Overall Condition: Fair

2 items require attention within 30 days • 1 system approaching end of life

Water Heater — 14 years old, showing rust at base. Recommend replacement before next winter. Est. $2,400–$3,200.

GFCI Outlets (Kitchen) — One GFCI outlet failed test. Replace immediately. Est. $150–$250.

HVAC Systems

Item	Condition	Age	Notes
Furnace Oil-fired, Kerr Comet	Fair	12 yrs	Running but noisy ignition. Filter replaced on-site. Last serviced Oct 2025. Recommend annual service before November. Expected lifespan: 18–22 years. 2 photos
Oil Tank Indoor, 910L steel	Good	8 yrs	No corrosion, legs stable, fuel line dry. 60% full. Vent whistle audible. 1 photo
Chimney & Flue	Fair	—	Mortar joints showing wear at cap level. Recommend chimney sweep and mortar repair this summer. 1 photo
Heat Distribution Baseboard hot water	Good	—	Even heat all rooms. No cold spots. Baseboards clear of obstructions.

Plumbing Systems

Item	Condition	Age	Notes
Water Heater Electric, 60 gal Bradford White ACTION REQUIRED	Poor	14 yrs	Rust visible at tank base. Anode rod never replaced. Pressure relief valve dripping. Expected lifespan: 10–15 years. Recommend replacement before October 2026. Est. $2,400–$3,200. 3 photos
Main Water Supply Copper	Good	—	No corrosion, shutoff valve turns freely. Good pressure throughout.
Waste Lines	Good	—	All drains flowing well. No gurgling. Cleanout accessible.
Fixtures & Faucets	Good	—	Kitchen faucet slight drip — monitor. All shut-offs operational.

Electrical Systems

Item	Condition	Age	Notes
Main Panel Square D, 200A	Good	15 yrs	No double taps, breakers labeled, no burn marks. 4 spare slots. 1 photo
GFCI Outlets ACTION REQUIRED	Poor	—	Kitchen GFCI failed test — would not trip. Bathroom GFCI passed. Replace kitchen GFCI immediately. Est. $150–$250. 1 photo
Smoke & CO Detectors	Good	3 yrs	All 4 units tested and functional. Batteries replaced on-site.

Roof & Drainage

Item	Condition	Age	Notes
Roof Covering Asphalt shingles, architectural	Fair	18 yrs	Granule loss on south-facing slope. No active leaks. 3–7 years remaining. Budget $8,000–$14,000 for replacement. 2 photos
Gutters & Downspouts	Good	—	Clean, properly sloped, discharging away from foundation. Extensions in place.
Soffit & Fascia	Good	—	No rot, vents clear, paint good.

GFCI outlet replacement (kitchen)

$150 – $250

Water heater replacement (60 gal electric)

$2,400 – $3,200

Chimney mortar repair + sweep

$800 – $1,500

Full roof replacement (asphalt shingles)

$8,000 – $14,000

Every major system documented. Every risk flagged. Every cost forecasted.